SERVICES

Smart Solutions for a Secure Tomorrow

Final Expense (Burial)

Not many people want to think about their burial. Maybe you have it covered. Maybe you don't. Let's talk about it.

Now is the time to get real

We are all going to pass away. When that happens to you, who will pay for the expenses?

You have attended a service and or funeral

What was it like? You may have been at a service where the deceased had a casket. Any ideal of what that casket costs? In Texas a typical range is: $

Was there a service in a church or a funeral home? Did you know there is a charge for a minister and the room?

Was there music? (yes a charge for that)

Was there refreshments? (cookies, or food at a family member's home)

Were there any flowers?

Was there a limousine for the family to ride in to the funeral?

Were there funeral cards or pamphlets?

Was there a police escort?

Was the deceased buried in a cemetery?

Was a headstone placed at the gravesite?

A Final Expense Example

Mary - Age 51

Mary is a recently retired school teacher. After 25 years working with elementary school age children she has decided to retire and watch her grandchildren.

Mary is in good health, and takes very few prescription medicines. She has just realized that her life insurance she had at the school has ended when she retired. She saw on television, ads about burial, or final expense insurance and decides she should investigate what this is all about.

While using Facebook, she is presented with an ad about protecting her family with a final expense policy. She fills out a form to get more information and submits it. After receiving a call from an insurance agent or underwriter, she meets with them. What she finds out is this: There are more questions:

How much does a cremation cost?
Who will pay for all the costs associated with these and the rest of the expenses?
What is the difference between whole life and term life?

After some discussion, she decides that a whole life policy is what she needs. She is presented with options from two insurance companies. She decides that a $25,000 policy will fit in her budget comfortably. The next step is to see if she qualifies for a policy with one of the carriers. She fills out an application and waits to see if she is approved. After approval, all that is left is to pay the first month's premium and she is covered! If you are approved, you still have 10 days to decide if you want the policy or not**

What is Life Insurance in 90 seconds

What is Life Insurance Anyway?

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Maybe Too Good to Be True?

Colonial Penn Guaranteed Acceptance Insurance

Many of us have heard the Alex Trebek insurance commercial more than a few times and now you're wondering what it is all about?

As the host of Jeopardy for years plenty of consumers see him as someone who is articulate and probably trustworthy.

Maybe you agree?

While that all sounds nice, it is important to note that Mr.Trebek is not an insurance person, but a paid spokesman for Colonial Penn Life Insurance Company.

Maybe Too Good to Be True?

Colonial Penn Guaranteed Acceptance Insurance

Many of us have heard the Alex Trebek insurance commercial more than a few times and now you're wondering what it is all about?

As the host of Jeopardy for years plenty of consumers see him as someone who is articulate and probably trustworthy.

Maybe you agree?

While that all sounds nice, it is important to note that Mr.Trebek is not an insurance person, but a paid spokesman for Colonial Penn Life Insurance Company.

The Little Things

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The Little Things

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Duis autem vel eum iriure dolor in hendrerit in vulputate velit esse molestie consequat, vel illum dolore eu feugiat nulla facilisis at vero eros et accumsan et iusto odio dignissim qui blandit praesent luptatum zzril delenit augue duis dolore te feugait nulla facilisi.

Trusted Guidance, Proven Experience

Our Expertise

With over 20 years of experience in the insurance industry, our team of experts has the knowledge and skills to guide you through the Retirement Income process. We have helped hundreds of clients find a plan that works for them.